1. Review the Information You Need
2. First Appointment
The next step is to set up a preliminary appointment. The goal of this appointment is to get to know you and what is important to you -- your dreams, goals and the overall future you envision. At the same time, it is very important that you feel comfortable with us, and that we both determine that we would be a good fit to work together.
3. Data Gathering
Following the initial appointment, we will ask that you provide us with more detailed information via our personally tailored comprehensive financial questionnaire and our “life planning” questionnaire. Your candid input helps us better serve you by giving us a more in-depth understanding of what's really important to you.
After a thorough review of your detailed data, we will prepare a written proposal detailing the scope and cost of your Comprehensive Financial Services annual contract. Should you accept our proposal; the quoted price for services in the contract will be set. Should our services become more involved than we had quoted; you will generally still be charged the quoted fee in your contract. However, should you subsequently decide to significantly increase the scope of the engagement, a contract amendment approved by both parties will be required. This contract for services will be valid for a 12-month period from the date of the contract.
Upon signing the contract, we will begin your analysis. We will utilize our unique, detailed, and thoroughly established processes to ensure superior quality recommendations tailored to your personal situation. Open communication is used to ensure all questions are answered and information is complete and accurate. Upon completion, you will be given our written recommendations to review.
6. Plan Review Meeting
After you review your written plan and note any questions, we will meet to review our recommendations. The primary objective of this appointment is to ensure that you fully understand our analyses and recommendations.
7. Follow-up and Plan Implementation
Your Comprehensive Financial Services contract is a 12-month (annual) contract. We are your "financial coach" for the year. Should you have any questions after your review meeting, feel free to contact us at any time. During that time, we will also be available to answer any additional financial related questions you have. You will also receive our semi-annual client newsletters and any other client communications we provide.
8. Maintaining Our Relationship
It is important to update your plan going forward as well as rebalance your investment portfolio at least annually. After your Comprehensive Financial Services contract term is over, we recommend you renew with us for our Annual Investment Services Contract. We will offer this contract at a 20% one-time discount off the annual fee we calculate for you. This will ensure you have no delay in receiving subsequent investment recommendations and provides you with ongoing financial coaching on all aspects of your financial affairs.